Well I don't commute... but for my town bike I have a prototype Terry mountain bike frame that Georgena built in her basement. It's still got some of the early 80's MTB components still on it, but it's fitted with a honey B72 & Brooks saddlebag, Priest bars on a Terry stem, City Slicker road tires covered by wide Planet Bike fenders, and... to top off the geek factor...
a. Kickstand with a golf ball glued on the end
b. Wald handlebar basket to carry my dog
Roy "I'm a fred..." Drinkwater Lititz "forgot about the bell", PA