My suggestion is to go down to that bike shop and talk to the owner about a "lay-a-way" or installment plan. Put a deposit on your dream bike and let them hold it until you've save enough. Do this tomorrow.
I didn't do that. I went into my LBS many times one year oogling my dream bike trying to save the cash to buy it. The week that I went in to put down some cash - it was gone. I missed out by one week. I haven't seen another one since. The loss reaction was severe. I'm still not totally over it.
By the way, I share your interest and desire to have a white/red, early 80's Eddy Merckx. In case we're the same size (62cm?), I'm on the west coast. I'll leave you and your LBS alone. Good Luck.
Todd Teachout
Hercules, CA